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15 Apr 2025 - 12:12 pm

Americans nearing retirement and recent retirees said they were anxious and frustrated following a second day of market turmoil that hit their 401(k)s after President Donald Trump’s escalation of tariffs.

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As the impending tariffs shook the global economy Friday, people who were planning on their retirement accounts to carry them through their golden years said the economic chaos was hitting too close to home.

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Some said they are pausing big-ticket purchases and reconsidering home renovations, while others said they fear their quality of life will be adversely affected by all the turmoil.

“I’m just kind of stunned, and with so much money in the market, we just sort of have to hope we have enough time to recover,” said Paula, 68, a former occupational health professional in New Jersey who retired three years ago.

Paula, who spoke on the condition of anonymity because she feared retaliation for speaking out against Trump administration policies, said she was worried about what lies ahead.
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“What we’ve been doing is trying to enjoy the time that we have, but you want to be able to make it last,” Paula said Friday. “I have no confidence here.”

Trump fulfilled his campaign promise this week to unleash sweeping tariffs, including on the United States’ largest trading partners, in a move that has sparked fears of a global trade war. The decision sent the stock market spinning. On Friday afternoon, the broad-based S&P 500 closed down 6%, the tech-heavy Nasdaq dropped 5.8%, and the Dow Jones Industrial Average fell more than 2,200 points, or about 5.5%.

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15 Apr 2025 - 12:11 pm

Americans nearing retirement and recent retirees said they were anxious and frustrated following a second day of market turmoil that hit their 401(k)s after President Donald Trump’s escalation of tariffs.

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Some said they are pausing big-ticket purchases and reconsidering home renovations, while others said they fear their quality of life will be adversely affected by all the turmoil.

“I’m just kind of stunned, and with so much money in the market, we just sort of have to hope we have enough time to recover,” said Paula, 68, a former occupational health professional in New Jersey who retired three years ago.

Paula, who spoke on the condition of anonymity because she feared retaliation for speaking out against Trump administration policies, said she was worried about what lies ahead.
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“What we’ve been doing is trying to enjoy the time that we have, but you want to be able to make it last,” Paula said Friday. “I have no confidence here.”

Trump fulfilled his campaign promise this week to unleash sweeping tariffs, including on the United States’ largest trading partners, in a move that has sparked fears of a global trade war. The decision sent the stock market spinning. On Friday afternoon, the broad-based S&P 500 closed down 6%, the tech-heavy Nasdaq dropped 5.8%, and the Dow Jones Industrial Average fell more than 2,200 points, or about 5.5%.

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15 Apr 2025 - 07:50 am

Americans nearing retirement and recent retirees said they were anxious and frustrated following a second day of market turmoil that hit their 401(k)s after President Donald Trump’s escalation of tariffs.

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As the impending tariffs shook the global economy Friday, people who were planning on their retirement accounts to carry them through their golden years said the economic chaos was hitting too close to home.

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Some said they are pausing big-ticket purchases and reconsidering home renovations, while others said they fear their quality of life will be adversely affected by all the turmoil.

“I’m just kind of stunned, and with so much money in the market, we just sort of have to hope we have enough time to recover,” said Paula, 68, a former occupational health professional in New Jersey who retired three years ago.

Paula, who spoke on the condition of anonymity because she feared retaliation for speaking out against Trump administration policies, said she was worried about what lies ahead.
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“What we’ve been doing is trying to enjoy the time that we have, but you want to be able to make it last,” Paula said Friday. “I have no confidence here.”

Trump fulfilled his campaign promise this week to unleash sweeping tariffs, including on the United States’ largest trading partners, in a move that has sparked fears of a global trade war. The decision sent the stock market spinning. On Friday afternoon, the broad-based S&P 500 closed down 6%, the tech-heavy Nasdaq dropped 5.8%, and the Dow Jones Industrial Average fell more than 2,200 points, or about 5.5%.

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Robertjat

15 Apr 2025 - 07:07 am

Что учесть при выборе подходящих пиломатериалов для строительства

Введение
Пиломатериалы это основа хоть какого строительства: от каркасного дома до беседки или террасы. Грамотный выбор древесины оказывает влияние на крепкость, долговечность и эстетику будущей постройки. В данном посте расскажем, на что стоит обратить внимание при выборе пиломатериалов для строительства.

Вид древесной породы
Разные породы дерева имеют свои достоинства и недочеты.

Хвойные (сосна, ель, лиственница)
Самые пользующиеся популярностью и доступные благодаря цене и превосходным строительным чертам. Лиственница более устойчива к влаге, чем сосна.

Лиственные (дуб, ясень, берёза)
Употребляются реже из-за высочайшей цены. Обладают повышенной прочностью и износостойкостью, образцовы для внутренних работ и отделки [url=https://rslib.koenig.ru/forum/index.php?PAGE_NAME=profile_view&UID=77502]https://rslib.koenig.ru/forum/index.php?PAGE_NAME=profile_view&UID=77502[/url]

Сорт и качество
Пиломатериалы бывают разных сортов (от 1 до 4).
Первый сорт малое количество сучков и изъянов, подходит для ответственных конструкций.
2-ой и 3-ий сорт возможны отдельные дефекты, употребляют для предварительных работ.
4-ый сорт только для временных и второстепенных конструкций.

Влажность древесной породы
Влажность древесины влияет на её геометрию и срок службы. Очень сырая древесина может деформироваться при высыхании.

Строительная влажность (1822%)
Подходит для чернового строительства.

Камерная сушка (1214%)
Употребляется для внутренней отделки и мебели.

Обработка и защита
Обрешечённые, строганые, профилированные пиломатериалы уже готовы к использованию. Необработанную древесную породу рекомендуется пропитывать антисептиками, антипиренами (охрана от гниения, плесени, насекомых и огня).

Размеры и геометрия
Проверьте правильность размеров, прямолинейность, отсутствие трещинок и сколов. Особое внимание уделяйте одинаковой толщине материала неподражаемо для несущих конструкций.

Предназначение
Для каркасных стенок, балок, перекрытий
Используйте брус и дощечку высших сортов, хорошо просушенные и обработанные.

Для внешних работ
То что надо пиломатериалы с природной устойчивостью (лиственница) или кропотливо обработанные составами для защиты от влаги.

Для работ внутри помещения
Применяют более мягкие и дешёвые породы, но с превосходной влажностью и без явных дефектов.

Где покупать
Выбирайте проверенных поставщиков. Не стыдитесь просить сертификаты о происхождении и влажности. Рассматривайте пиломатериалы на складе перед покупкой.

Заключение
В момент выбора пиломатериалов принципиально учитывать породу дерева, сортность, влажность, обработку и предназначение материалов. Правильный практикует выбору гарантирует долговечность и надёжность вашей постройки, а также сбережет ваше время и деньги на ремонте в будущем.

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15 Apr 2025 - 05:46 am

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